All adults need to keep a close eye on their credit score and do everything they can to increase it. Lenders use this three-digit score to assess the risk of loaning money to you. If your credit score is high, you may get approved for a loan at a relatively favorable interest rate. If your score is low, you may not be granted that loan, but if you are, it will be at a slightly higher interest rate. Your credit score also impacts many other areas of your life. It can be used by insurance companies to calculate your premiums; by utility companies to determine the amount of your deposits; and by landlords to see if you are a good candidate to rent an apartment.
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