Other
Your credit rating can greatly affect your finances. Having a low score can mean you end up paying up to $5,000 more for an auto loan than you would if you had a high score. Worse yet, a low score can make it harder for you to get a loan. However, according to a recent survey of nearly 1,500 consumers by US News & World Report, many Americans are misinformed about their credit scores, and especially how to improve them.
Other
All adults need to keep a close eye on their credit score and do everything they can to increase it. Lenders use this three-digit score to assess the risk of loaning money to you. If your credit score is high, you may get approved for a loan at a relatively favorable interest rate. If your score is low, you may not be granted that loan, but if you are, it will be at a slightly higher interest rate. Your credit score also impacts many other areas of your life. It can be used by insurance companies to calculate your premiums; by utility companies to determine the amount of your deposits; and…
Other
Being a parent is one of the most rewarding and most exhausting experiences there is. Parenting has continuous obstacles to overcome, but single parents face their own set of unique challenges—especially when it comes to finances. With the current coronavirus pandemic, dads may be feeling even more overwhelmed if job stability is up in the air. All of this in addition to the fact that kids are unexpectedly out of school, eating more at home, and needing more parental attention. This article provides single dads with financial literacy tips to help stay on stable, financial ground during…
Other
Each time your young child sees you spend money or use the ATM, she is building an understanding of what money is. You can guide that understanding with simple activities about making good choices; what has value; and spending, sharing, and saving. Over time you'll see that, through everyday conversations and fun activities, you can help your child grow up to make good financial decisions. For Me, for You, for Later: First Steps to Spending, Sharing, and Saving, is a bilingual multimedia program created to help families share experiences in developing financial basics that will impact…
Other
Kids start to mimic what they see their parents do from a very early age — and you may not be realizing what they’re picking up. Whether it’s what parents buy, how often they buy things or whether they look for deals, children are watching just how their mom and dad spend money. Some experts even believe that this is one of the biggest financial patterns kids adapt early on.
Brief
Child Support is an integral part of the U.S. social welfare landscape, providing billions of dollars to families annually and lessening the depth of poverty for many. Given the vast scale and significance of the U.S. child support system, it is increasingly important to understand the characteristics of parents who enter the system, and further, the characteristics of those who comply with their orders. A deeper understanding of parents’ characteristics and challenges helps to explain system entry and order non-compliance, and in turn, inform the types of supports and services that might be…
Other, Book
This guide explores a range of opportunities and challenges faced by kinship caregivers in Oregon. It starts with common issues faced by family members caring for relative children and moves on to provide resources for those families. The guide begins with information on the number of children living in households headed by grandparents or other relatives and the challenges kinship caregivers face. A checklist is then provided of important things caregivers should do right away when they begin to care for children. Following sections review information on meeting the emotional and behavioral…
Fact Sheet, Brief
Series of one pagers designed to clarify existing federal policies that affect formerly incarcerated individuals and their families. The MythBusters cover topics critical to reentry, such as public housing, access to federal benefits, parental rights, employer incentives, and more. As the MythBusters show, some federal laws and policies are narrower than is commonly perceived, as is the case with public housing and food assistance benefits. States and localities often have broad discretion in determining how policies are applied and/or have various opt-out provisions for states (TANF and…
Other
Military branches and non-profits provide active duty service members, veterans, and their family member with ample funding opportunities for college. Funding and training for current personnel are usually designed to help you complete a certificate or degree program around your military schedule. Veterans have access to monthly school funding of up to $1,500 per month and career development training. Spouses and children of servicemembers and veterans are often eligible for tuition, educational supply assistance, and child-care aid.This guide is comprehensive, but easy to use, covering…
This fact sheet outlines how TANF funds can be used to fund programs that develop and maintain healthy marriages/families. (Author abstract)
