Your credit rating can greatly affect your finances. Having a low score can mean you end up paying up to $5,000 more for an auto loan than you would if you had a high score. Worse yet, a low score can make it harder for you to get a loan. However, according to a recent survey of nearly 1,500 consumers by US News & World Report, many Americans are misinformed about their credit scores, and especially how to improve them.
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